Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Happens To My Savings Accounts If My Company Closes?

Many employers today offer health savings accounts (HSAs), flexible spending accounts (FSAs), and 401(k) retirement savings accounts as part of their company group benefits. These types of savings accounts are a valuable part of an overall compensation package that employers use to attract and retain top talent. But the world business is uncertain, and companies may go under. What happens to your savings accounts if...

What Is Guaranteed Replacement Cost?

There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost will pay for...

Bat In Your House? Here’s How To Get It Out.

You’re watching TV or making dinner when you hear the flapping of wings. Imagine your surprise when you discover it’s not a bird, but a bat that’s found its way into your home! Nobody likes uninvited guests. But compared to common pests like flies, ants, or mice, a flying bat circling above you is universally spooky. That’s because these winged creatures have developed a reputation as disease-carrying...

7 Tips For Developing Your Family’s Fire Escape Plan

During a house fire, every second counts. That’s why it’s important for you and your family to be prepared. A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. While 80% of those surveyed thought everyone in their house knows what to do if a fire breaks out, less than half had...

What To Know Before Trading In Your Car

There’s nothing better than that new car feeling. But before you drive your new ride off the lot, you often have to decide what to do with the car in your driveway. When it comes to getting rid of a used car, you have two options: selling it yourself or trading it in. (If money isn’t an issue, cars also make great charitable donations.) There...