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Vigneron Insurance Agency is owned and operated by Chuck & Cheryl Vigneron. We have been dedicated to serving our community since 1993, providing all of our clients with the best customer service along with quality coverage at an affordable price.

We are not just sales people that sell insurance products. Our goal is to develop an insurance program that best fits the needs of each of our clients. In many cases the “best”, will not be based on price alone; but instead, it will combine financially stable carriers and appropriate coverages at competitive prices. Our aim is to develop long term relationships with our clients based on trust and professionalism.

Always striving to uphold The ERIE’s motto to provide “As near perfect protection, as near perfect service, as humanly possible, and to do so at the lowest possible cost.” We are always looking for additional ways to enhance our value-added services we provide to our clients. If you have any comments or suggestions, we would love to hear from you!

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When is a Car Considered Totaled—And What Happens When It Is?

Posted: September 30, 2024

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...

What Happens If My Neighbor’s Tree Falls in My Yard?

Posted: September 27, 2024

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners' insurance could help cover the cost of removing the tree and remedying the damage it caused on your property after your deductible. The same is true in reverse: If a tree on your property falls in...

How Named Storms Affect Your Insurance Coverage

Posted: September 23, 2024

When a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after this?” Yes, hurricanes can be devastating – personally and financially. But anxiety can keep you from being present to what matters most. We want you...

Your Local Williamstown Independent Insurance Agency

Vigneron Insurance Agency specializes in auto, home, life, and business insurance.

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Vigneron Insurance Agency - Insuring Williamstown and All of West Virginia and Ohio

Specializing In Erie Insurance

Recent News & Updates

When is a Car Considered Totaled—And What Happens When It Is?

What Happens If My Neighbor’s Tree Falls in My Yard?

How Named Storms Affect Your Insurance Coverage

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